Legal Notice & Settlement
The recovery desk for accounts the bank has already written off as defaulted — officers who explain the formal demand notice and the cheque-bounce case that can follow it, walk the borrower through the time limits and the right to reply, and negotiate one-time settlements within what has been approved.
Customer journey
Officer Roster
Ranked by score — Alok Ranjan’s team
All Calls
Lowest scoring first
LG-2 · The proposal came in at 9 lakh, and the officer called back at 8:12 in the evening (call 2 of 2)
Prashant Barot (Recovery Officer) · Dilip Chaudhari · Fatal ×3: call placed at 20:12, abusive and coercive conduct, and threats with no proceeding behind them
LG-1 · Sixty days from the first of September, and what the borrower is actually allowed to do with them
Prashant Barot (Recovery Officer) · Dilip Chaudhari · Clean: demand notice, legal time limits and settlement route explained accurately (call 1 of 2)